Business solutions that improve cash flow through On-line Payment Gateways - Credit Cards & Checks On-line
4238 California Street
Oscoda MI 48750

989.739.5070
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OUR SOLUTIONS:.

  ACH Processing

  ATM Verify

  NSF Check Recovery

  Michigan Online Payments Gateway

  • Michigan Credit Card
  • Michigan Debit Card
  • Michigan Electronic Check

Transaction Types

  • Sale (Debit)
  • Refund (Credit)
  • Authorize
  • Capture
  • Verify Only

Recurring Frequencies

  • Weekly
  • Monthly
  • Quarterly
  • Semi-Annual
  • Annually

Payment Origination Methods

  • Dial-up
  • Private Network TCP/IP Frame Relay
  • Public Network SSL TCP/IP
  • Internet SSL Post Method
  • Wireless/Mobile
  • Telephony VRUs (IVR/ASR)

Michigan Credit Card Processors

  • Global Payments
  • Nova
  • TSYS formerly Vital

Debit Card Networks

  • Star
  • Pulse

Electronic Check Originators

  • ACH DirectElectronic Check Verification
  • ATMverify
  • National Check Network (NCN/ECHO)

 
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PAYMENTS GATEWAY

Using the Gateway, merchants can process sales (debits), refunds (credits), authorizations, funds capturing and verifications. Transactions recurring weekly, monthly, quarterly, semi-annually, or annually, as well as single transactions, travel efficiently and rapidly through its channels.

In channeling authorizations, settlement, and/or funding, our Payments Gateway enhances our fraud and risk management services. All our premier products and services, such as ATM Verify and ACH Direct’s negative verification, National Check Network (NCN/ECHO), as well as real-time verification and settlement processes, “plug into” the Gateway.

To ensure merchants maximum flexibility, our Gateway supports many major credit card processors: Global Payments, Nova, TSYS formerly Vital. This flexibility is further enhanced by allowing merchants to process payments originating through dial-up, Private Network TCP/IP Frame Relay, Public Network SSL TCP/IP, Internet SSL Post Method, wireless/mobile, and Telephony VRUs (IVR/ASR). The Gateway works through the Star and Pulse debit card networks.

DIRECT BILLING

DirectBilling is by far the most comprehensive electronic payment-processing program available today. Its broad range of processing capabilities includes real-time or batch-mode processing of credit cards, electronic checks (ACH/ATM) and debit card processing. Its easy-to-use, yet powerful, user interface enables merchants to schedule a single transaction or a series of recurring transactions with a few simple keystrokes.

The Most Advanced Payment Solution Available Today Real-time and batch-mode transaction processing

  • Support for all major credit cards
  • Check verification and conversion
  • Powerful recurring transaction features
  • Network ready out of the box
  • Multiple merchant processing account support
  • Comprehensive security and reporting features

Whether your business is retail, wholesale, telephone order, mail order, Internet, or service industry based, DirectBilling is the perfect choice to handle your financial transaction processing needs.

Features

  • Lightning fast authorizations
  • VISA E-Commerce Indicator (ECI) support
  • CVV/CVV2/CIB support
  • Receipt masking/truncating requirements support
  • Local stored data is encrypted
  • Address Verification Service (AVS) support
  • Procurement Card (P-Card Level II) support

System Requirements

  • PC with Windows 95 or greater
  • 64mb of RAM
  • SVGA monitor (800x600 minimum)
  • 30mb of free hard disc space
  • Internet connectivity or 9600+ baud modem

 


Michigan Credit and Debit Card and Electronic Check Processing

VIRTUAL TERMINAL

ACH Direct’s Virtual Terminal is by far the most advanced web-based platform for processing electronic payments available today. With its easy-to-use, yet powerful user interface, Virtual Terminal enables merchants to schedule a single transaction or a series of recurring transactions with a few simple keystrokes. Virtual Terminal supports the processing of credit card, debit card and electronic check (ACH/ATM) transactions. These transactions can be processed in real-time or can be scheduled to occur at a future date designated by the user. Virtual Terminal’s powerful re-presentment options can be configured to re-attempt or even use a secondary payment method to collect items that are returned unpaid.

Real-Time Credit/Debit Card and Electronic Check Processing

  • Support for all major credit cards
  • Check verification and conversion
  • Powerful recurring transaction features
  • State-of-the-art re-presentment functions
  • Multiple merchant processing account support
  • Comprehensive security and reporting features

Whether your business is retail, wholesale, telephone order, mail order, Internet, or service industry based, VirtualTerminal is the perfect choice to handle all of your financial transaction processing needs.

Features

  • Lightning fast authorizations
  • VISA E-Commerce Indicator (ECI) support
  • Local stored data is encrypted
  • Address Verification Service (AVS) support
  • Procurement Card (P-Card Level II) support
  • CVV/CVV2/CIB support
  • New receipt masking/truncating requirements support

Supported ACH (Electronic Check) Types

  • PPD (Business to Consumer)
  • CCD (Business to Business)
  • WEB (Web Initiated)
  • TEL (Telephone Initiated)
  • POP (Point of Presentment – POS)
  • ARC (Account Receivable – Lockbox)
  • RCK (Returned Check – NSF Check)

Supported Credit Cards

  • Visa
  • MasterCard
  • American Express
  • Discover
  • Diner’s Club
  • JCB
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